Flexible Financing for Every Budget

Shop now, pay over time. We’ve partnered with 6 trusted lenders so you can get approved — even with no credit history.

Your Home Appliance Store for Smart Savings

Quality Appliances with Fast Delivery and Easy Financing

Get great deals on kitchen appliances and trusted scratch and dent appliances Houston customers rely on — with flexible financing, fast approvals, warranty coverage, competitive pricing, and quick delivery.

SNAP
Financing

Best for: Best for: Larger purchases

Most Popular

Snap Finance offers lease-to-own financing with no traditional credit check. They use alternative data to approve more customers — making it ideal if you’ve been turned down elsewhere. Up to $5,000 in financing available.

Credit: Fair and up

PROGRESSIVE
Leasing

Best for: Best for: Lease-to-own with early buyout

No interest option

Progressive Leasing lets you get what you need now and pay over time. Own the item after completing your payments. Pay it off within 90 days to save on total cost.

Credit: Fair to good

ACIMA
Leasing

Best for: Best for: Fast approvals, multiple items

Same-day decision`

Acima Credit (formerly Simple Finance) offers virtual lease cards so you can shop immediately after approval. They look at bank account activity rather than credit score, making approval more accessible.

Credit: Any accepted

American
First Finance

Best for: Best for: Larger purchases

High limits

American First Finance offers lease-to-own and retail installment contracts up to $5,000. They provide flexible bi-weekly or monthly payment plans and report payments to credit bureaus — helping you build credit over time.

Credit: Fair and up

KOALAFI
Leasing

Best for: Best for: Everyone — inclusive approval

Simply for everyone

Koalafi (formerly West Creek Financial) offers lease-to-own financing with a mission to serve customers of all credit levels. Their approval algorithm considers more than just credit score — income and stability matter more.

Credit: Any accepted

Synchroy
Financial

Best for: Best for: Good credit — lowest rates

0% APR promo available

Synchrony is one of America’s largest consumer financial companies. They offer traditional financing with promotional 0% APR periods (typically 6–24 months). Best rates and highest limits for customers with good to excellent credit.

Credit: Good to excellent

Not sure which option is right for you?

Answer a couple of quick questions and we’ll point you to the best financing partner for your situation.